Disclosures
US Finance Guides is an online financial marketplace that helps consumers explore financial product opportunities and connect with third-party providers.
This page explains our role, how we may be compensated and important information to consider when using the Site.
We Are a Marketplace, Not a Financial Product Provider
US Finance Guides is not a lender, bank, credit card issuer, insurance company, insurer, debt settlement company or provider of every financial product featured on the Site.
We do not approve or deny applications, issue loans, establish interest rates, set credit limits, determine insurance coverage or decide the terms of a financial product.
Third-party providers are responsible for their own products, application processes, eligibility requirements, rates, fees, repayment terms, premiums, deductibles, coverage and other conditions.
Compensation Disclosure
US Finance Guides may receive compensation from third-party providers, advertisers, affiliate networks or other partners when you click a link, submit a request, apply for a product or complete a transaction with a provider.
This compensation may affect where, how or whether a provider or product appears on the Site. For example, providers that compensate us may receive more prominent placement than providers that do not.
Compensation does not affect the price or terms you receive from a provider. However, it does not mean that every available provider or financial product is displayed on the Site.
No Guarantee of Approval or Offer
Submitting a request through US Finance Guides, viewing a provider or being directed to a provider’s website does not guarantee that you will:
- Be approved for a financial product
- Receive a specific loan amount, interest rate, annual percentage rate, fee, credit limit, premium, coverage level or repayment term
- Be matched with a provider
- Receive an offer in your state or location
Each provider makes its own decisions based on its own criteria. Your available options may depend on factors such as your location, credit history, income, employment, existing obligations, requested amount and other information.
Credit Checks
A third-party provider may use information you submit to evaluate your eligibility for a financial product. Depending on the provider and product, this may include verifying information or obtaining information from consumer reporting agencies.
US Finance Guides does not decide whether a provider performs a credit check. Review the provider’s disclosures and authorization language before submitting an application.
Provider Information and Product Terms
We aim to provide useful and accurate information, but product details can change. Rates, fees, eligibility requirements, availability, coverage and other terms are determined by the provider and may change without notice.
Before applying for or accepting a product, carefully review the provider’s complete agreement, disclosures, privacy policy and other applicable terms. If you have questions about an offer, contact the provider directly.
Third-Party Websites
The Site may include links to third-party websites. When you leave US Finance Guides and visit a provider or partner website, that company’s terms, privacy policy and practices apply.
US Finance Guides does not control and is not responsible for third-party websites, content, products, services, decisions, security practices or privacy practices.
Educational Content Is Not Professional Advice
Content on US Finance Guides is intended for general informational and educational purposes only. It is not financial, legal, tax, investment, insurance, accounting or credit advice.
Your financial circumstances are unique. Consider consulting a qualified professional before making a financial decision.
Location and Product Availability
Financial products and providers may not be available in every state, city or location. State laws, provider licensing, eligibility requirements and other factors may affect availability.
Information on the Site about a product, provider or location does not mean that an offer is available to you.
Your Financial Decisions
You are responsible for deciding whether to apply for or accept a financial product. Before making a decision, review the costs, fees, repayment obligations, coverage terms and other conditions that apply.
US Finance Guides does not recommend that any particular product, provider or financial option is right for every consumer.
Contact Us
If you have questions about these disclosures or how US Finance Guides operates, please visit our Contact Us page or contact:
US Finance Guides
Website: https://www.usfinanceguides.com/
Email: info@usfinanceguides.com
