Welcome to US Finance Guides (“US Finance Guides,” “we,” “us” or “our”). These Terms of Use (“Terms”) govern your access to and use of https://www.usfinanceguides.com/ and its related pages, tools, forms and services (collectively, the “Site”).

Please read these Terms carefully. By accessing, browsing, using, or submitting information through the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Our Role as a Marketplace

US Finance Guides is an online financial marketplace that helps consumers explore financial product opportunities and connect with third-party providers across the United States.

The Site may include information about loans, credit cards, insurance, debt-related products and other personal finance topics. We may enable you to submit a request or provide information that helps identify providers or opportunities related to the financial need you select.

US Finance Guides is not a lender, loan broker, credit card issuer, insurance company, insurer, debt settlement company or provider of every financial product shown or discussed on the Site. We do not make lending, credit, insurance or other financial-product decisions.

Third-party providers are solely responsible for reviewing applications, determining eligibility, approving or declining requests, and establishing all product terms. This includes interest rates, annual percentage rates, fees, repayment periods, premiums, deductibles, coverage, credit limits and other conditions.

No Guarantee of Approval or Terms

Using the Site, submitting a request, viewing a provider, or being redirected to a provider’s website does not guarantee:

• Approval for a loan, credit card, insurance policy, debt-related product or other financial product;
• A specific interest rate, fee, payment amount, credit limit, premium, coverage level or repayment term;
• That a provider or product is available in your state or location; or
• That any offer shown or discussed on the Site will be available to you.

Your location, income, credit history, existing obligations, requested amount, insurance profile and other factors may affect the products and terms a provider can offer.

Educational Information Only

The information on the Site is provided for general informational and educational purposes. It is not financial, legal, tax, investment, insurance, accounting or credit advice.

You need to decide whether a financial product is appropriate for your circumstances. Before you accept an offer or enter into an agreement, review the full terms, disclosures, costs, repayment obligations and other applicable conditions of the provider. When appropriate, speak with a qualified professional.

Third-Party Providers and Websites

The Site may connect you with, link to or display information about third-party providers. When you continue to a provider’s website or submit information directly to a provider, that provider’s terms of use, privacy policy, disclosures and application process apply.

We do not control and are not responsible for third-party websites, providers, products, services, availability, advertisements, privacy practices, decisions or agreements. Any financial product agreement is between you and the provider offering that product.

Information You Submit

When you use forms or request tools on the Site, you agree to provide accurate, current and complete information. You may not submit information that is false, misleading, fraudulent or belongs to another person without authorization.

Information you submit may be used as described in our Privacy Policy and, where applicable, shared with third-party providers that may be relevant to your request. Submitting information does not obligate you to accept an offer, and it does not obligate any provider to make one.

Electronic Communications

By providing your contact information through the Site, you agree that we may communicate with you electronically regarding your request, the Site or related services, subject to applicable law and our Privacy Policy.

If you separately provide consent to receive calls or text messages, you may receive communications from us or applicable third-party providers at the telephone number you provide. Standard message, data, or carrier charges may apply. Consent to marketing communications is not a condition of receiving any product or service unless permitted by applicable law.

Affiliate Relationships

US Finance Guides may receive compensation from third-party providers, advertisers or partners when users click links, submit requests, apply for products or complete transactions. This compensation may affect where and how providers or products appear on the Site.

Compensation does not guarantee that a provider, product, or offer is suitable for you. You should independently compare available options and review each provider’s terms before making a decision.

Changes to the Site and These Terms

We may change, update, suspend, or discontinue any part of the Site at any time, with or without notice.

We may also revise these Terms from time to time. Updated Terms will be posted on this page with a revised “Last Updated” date. Your continued use of the Site after revised Terms are posted means you accept the updated Terms.

Intellectual Property

The Site and its contents, including text, articles, graphics, logos, designs, software and other materials, are owned by or licensed to US Finance Guides and protected by applicable intellectual-property laws.

You may view and print Site content for your personal, non-commercial use. You may not copy, reproduce, republish, distribute, modify, sell, create derivative works from, or otherwise exploit Site content without our prior written permission.

Prohibited Uses

You may not use the Site to:

• Violate any applicable law, regulation, or third-party right;
• Submit inaccurate, misleading, or fraudulent information;
• Access non-public areas of the Site or interfere with its systems or security;
• Use bots, scrapers, spiders, data-mining tools or other automated means without written permission;
• Upload or transmit malware, viruses, or harmful code;
• Attempt to probe, scan, test or bypass Site security measures;
• Collect information about other users;
• Frame, mirror, or alter the Site’s appearance or functionality; or
• Use Site content or data for a competing commercial purpose.

We may limit, suspend or terminate your access to the Site if we believe you have violated these Terms or applicable law.

Eligibility and Minors

The Site is intended for individuals who are at least 18 years old and have the legal capacity to enter into binding agreements. By using the Site, you represent that you meet these requirements.

The Site is not directed to children under 13 years of age, and we do not knowingly collect personal information from children under 13.

Disclaimer of Warranties

The Site and all content, information and services available through it are provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, US Finance Guides disclaims all warranties, whether express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, non-infringement, security and availability.

We do not guarantee that the Site will be uninterrupted, error-free, secure or free of harmful components, or that any content or provider information will be complete or current.

Limitation of Liability

To the fullest extent permitted by law, US Finance Guides, its owners, affiliates, contributors, employees, agents and service providers will not be liable for any direct, indirect, incidental, consequential, special, exemplary or punitive damages arising from or related to your use of, or inability to use, the Site.

This includes damages related to financial decisions, provider decisions, third-party products or services, lost data, lost profits, business interruption or reliance on Site content.

Indemnification

You agree to defend, indemnify, and hold harmless US Finance Guides and its owners, affiliates, contributors, employees, agents and service providers from claims, liabilities, damages, losses and expenses, including reasonable legal fees, arising from your misuse of the Site, violation of these Terms or violation of another person’s rights.

Copyright Complaints

If you believe material on the Site infringes your copyright, please send a written notice to [info@usfinanceguides.com] containing your contact information, identification of the copyrighted work, the location of the allegedly infringing material, a good-faith statement that the use is unauthorized, and a statement that the information in your notice is accurate and that you are authorized to act on behalf of the copyright owner.

Severability and No Waiver

If any provision of these Terms is found invalid or unenforceable, that provision will be enforced to the fullest extent permitted by law, and the remaining provisions will remain in effect.

Our failure to enforce a provision of these Terms does not waive our right to enforce it later.

Contact Us

For questions about these Terms of Use or the Site, please visit our Contact Us page or contact:

US Finance Guides
Website: https://www.usfinanceguides.com/
Email: info@usfinanceguides.com

Last Updated: October 3, 2026